Identity Theft Protection Services Compared
Identity Theft Labs was created to help you choose the identity theft protection service that is right for you. We have researched dozens of services and concluded that the best identity protection companies are LifeLock, TrustedID, ID Watchdog, Debix and Identity Guard. Compare them today!
In January 2010, LifeLock launched a new service that provides enhanced credit protection as well as protection from other types of identity theft. Unfortunately, we can not fit all these services on our comparison chart. Please read our LifeLock Command Center review for full details.
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| Fraud Detection | ![]() |
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| Database Monitoring | ![]() Extensive |
![]() Extensive |
![]() Extensive |
![]() Some |
| # Data Sources Monitored | Millions | Millions | Millions | Thousands |
| Credit Card Monitoring | ![]() |
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| Credit Score and Monitoring | ![]() |
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| Identity Theft Insurance | $1,000,000 service guarantee backed by XL Capital | $1,000,000 service warranty backed by AIG and Lloyd’s of London | N/A 100% Success Rate in Restoring Your Identity |
$1,000,000 backed by AIG |
| Lost wages covered | N/A Full Restoration |
![]() $5000 over 4 weeks |
N/A Full Restoration |
$1000/week Max. 4 |
| Recovery services | ![]() (Full Recovery by LifeLock) |
![]() (Professional Assistance) |
![]() (Full Recovery by IDWatchdog) |
(Professional Assistance) |
| Free annual credit reports | ![]() |
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| Mail list removal | Junk mail Pre-approved credit cards |
Junk mail Pre-approved credit cards |
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| Children’s Services | ![]() |
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| Scans Black Market (see Dateline Video below Chart) | ![]() |
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| Medical Benefit Review | ![]() |
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| Internet Security | ![]() Anti-Spyware |
![]() Zone Alarm |
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| Address Verification | ![]() |
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| Lost Wallet Protection | ![]() |
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| ISO 27001 Security Certification | ![]() |
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| Overall Rating | Excellent | Excellent | Excellent | Excellent |
| Quick Note | Best Overall | Best Family Plan | Protection from ALL types of Identity Theft | Best Credit Monitoring |
| Price (per year) Guaranteed Lowest Rates |
LifeLock.com $110 Save $11 Every Year 30 Days Free |
TrustedID $99 Save 15% $84.15/Year 30 Days Free |
IDWatchdog $179.95 Save 25% $134.96/Year 30 Days Free |
Identity Guard $17.99/m $14.99/month 30 Days Free |
| Price (following years) | $99 | $84.15 | $134.96 | $14.99/month |
| Unbiased Reviews | LifeLock | TrustedID | ID Watchdog | Identity Guard |
| Protect Your Family Now | LifeLock Save 10% $99/year 30 Days Free |
TrustedID Save 15% $84/year 30 Days Free |
ID Watchdog $134/year 30 Days Free |
Identity Guard $14.99/m 30 Days Free |
To Catch an ID Thief – The Internet Black Market Exposed
While millions are still asking “What is Identity theft?”, the criminals are in high gear. This must see clip from a recent Dateline MSNBC documentary points out the urgency of the situation.
MSNBC clip
As you can see the criminals move fast and everything from Social Security numbers, to credit cards and bank account numbers and passwords are readily available for sale in illegal internet black markets. Add to this the 120 million personal and private records that have been exposed in the last three years by data breaches and you can see why identity theft protection is something you should strongly consider purchasing today.
Protect yourself from identity theft now, before it is too late!
Learn more at LifeLock, Trusted ID, IDWatchdog or Debix today.
Get Protection against Identity Theft at the best discounts available. Identity Theft Labs always has the best available rate for all services whether they are an identity protection company or credit monitoring service. Always.
If you are still undecided on which service to use please read our identity theft protection reviews. We have a LifeLock Review, a Debix Review and a TrustedID Review that will let you evaluate which identity theft protection service is right for you, your family and the protection of your credit and good name.
Are you still asking yourself, Do I really need identity protection?
Read our revealing article on Identity Protection and learn about your options.
If you are new to all this and still wondering what a fraud alert is, we suggest you compare them to credit monitoring and read our FAQ. Essentially a fraud alert requires creditors to verify your identity before approving any credit requests. This is routinely done by calling you at the number you place in your credit file beside the alert. Fraud alerts have to be renewed every 90 days. Credit protection service such as LifeLock are not legally allowed to place these on your behalf. We still recommend you place a fraud alert on your credit file even though you have signed up with an identity protection service if your situation meets the spirit of the Fact Act in that you have a “good faith suspicion” (in other words you believe) “that you have or are about to become a victim of fraud or related crime including identity theft”.
If you are just looking for the best credit monitoring service, then look no further and read our Identity Guard Review.
Remember, don’t bury you head in the sand in regards to identity theft. The fact that you are here signifies that you wont. A lot of people fail to take any action and far too many end up regretting it, just ask the 10 million American identity theft victims each year.
Regardless of your identity protection choice, whether it be do-it-yourself, an identity protection company, credit monitoring or some combination of these, the important thing is that you take action to protect yourself and your loved ones. Identity theft costs our economy $50 billion a year and an untold amount of personal crisis and despair. Take action today and enjoy the peace of mind that comes when you know your credit and identity are protected. Be safe, take action now.
Don’t forget to read our blog on identity theft prevention for identity theft statistics, tips and articles as well as news about Lifelock, TrustedID, Identity Guard and Debix.

