A Quick Review of LifeLock Advantage™
We have covered LifeLock thoroughly in our original review so we will make this one brief on the assumption that you have already read that review. LifeLock Advantage™ is the middle plan in terms of both costs and services offered. It includes all LifeLock Standard™ services:
• LifeLock Identity Alert™ System†
• Million Dollar Protection™ Package†††
• LifeLock Privacy Monitor™
• Lost Wallet Protection
• USPS Address Change Verification
• Dark Web Monitoring
• U.S.-Based Identity Restoration Specialists
LifeLock alerts you by text, e-mail and/or phone‡‡ when they detect your personal information within their network.†
• Fictitious Identity Monitoring
• Court Records Scanning
• Data Breach Notifications
• Credit, Checking and Savings Account Activity Alerts†
• One-Bureau Annual Credit Report & Credit Score1
• One-Bureau Credit Monitoring1
Some people will be happy to see their annual credit score, even if only from one bureau, and to receive one-bureau credit monitoring1 but those looking for credit monitoring at all three bureaus1 plus annual three-bureau credit reports and scores1 plus one-bureau monthly score tracking1 would surely opt for the LifeLock Ultimate Plus™ plan.
We don’t consider the annual credit report much of an offering other than convenience as you can do this for free and stagger the reports from each bureau for best results (see our homepage and resources section for details).
The bank and credit card activity alerts† can prove extremely valuable and are explained more in-depth in our LifeLock Ultimate Plus™ review but in short it allows you to receive alerts† for activity on your accounts such as cash withdrawals or balance transfers to help detect potentially fraudulent activity.
Fictitious Identity Monitoring scans for names and addresses connected with your Social Security number to help protect against criminals building fictitious identities to open accounts or commit fraud.
Court Records Scanning checks court records for matches of your name and date of birth to criminal activity. This helps protect you from being falsely linked to arrests and convictions you know nothing about.
As you know, if you become a victim of identity theft, LifeLock helps protect you with their Million Dollar Protection™ Package†††. This includes reimbursement for stolen funds and coverage for personal expenses, but with LifeLock Advantage the limit for each increases up to $100,000 from $25,000 for Standard. Of course coverage for lawyers and experts if needed up to $1 million, to help resolve your case is included as it is in all plans.
In our opinion those with significant savings of any kind (were talking middle class not rich people here) will and should opt for the higher plan.
We see LifeLock Advantage fitting nicely for those with modest savings, nothing or little in a 401k for example, and for who saving $100 per year off the cost of a LifeLock membership means a lot.
Additionally its a good fit for those with no savings but have extra reason to be concerned with identity theft and thus want the additional services this plan offers over LifeLock Standard.
These additional services bring the cost from $8.99/month to $17.99/month or for greater savings $197.90 per year. All prices include our 10% first year discount that we can offer as a valued LifeLock partner. Terms apply.
Peace of mind is literally a few minutes away and you can choose any plan you like.