Credit Monitoring Service Comparison

Looking for the best credit monitoring service? Look no further, we have done the research for you and have included only the best credit monitoring services. Experian's TripleAlert and FamilySecure won our value and family protection pick respectively. Equifax Credit Watch is the best credit report monitoring and their Score Power addition rivals our best of the best pick - Identity Guard. Compare you credit monitoring options below.

Comparison Chart Triple Alert Family Secure Equifax Identity Guard
Daily 3 Bureau Credit Monitoring 3 Bureau Credit Monitoring Experian only 3 Bureau Credit Monitoring 3 Bureau Credit Monitoring
3 Bureau Credit report   Experian Only Free Credit Report Quarterly Credit Reports
Credit Score   Experian Credit Score Equifax FICO Score
Score Power Option
Quarterly 3 Bureau Credit Score
Credit Score Simulator     FICO Score
Score Power Option
Quarterly 3 Bureau Credit Score
Insurance $10,000 $2,000,000 service guarantee $20,000 backed by Travelers Casualty and Surety $20,000 backed by Travelers Casualty and Surety
Lost wages covered identity theft insurance identity theft insurance identity insurance identity theft insurance
Fraud Resolution Assistance Identity Theft Restoration Identity Restoration Identity Theft Specialists Identity Theft Recovery Services
Children's Services   Children Services
Includes 2 Adults and children
   
Monitors Internet Black Market       Various Databases as well
Zone Alarm Internet Security Suite Included       Zone Alarm Identity Protection
Lost Wallet Protection       Lost Wallet Protection
Credit Agency Experian Experian Equifax N/A
Quick Rating Best Value Best Family Plan Best Credit Monitoring Best Overall Protection
Enroll Now Triple Alert $4.95/m Family Secure
$19.95/m
Equifax Credit Watch $12.95/m
 
Equifax ScorePower $14.95/m
30 Days
Free
Identity Guard
$14.99/m
30 Days
Free

Yes, there are many other credit monitoring services, including other offers from the credit agencies themselves such as Equifax and Transunion, but many were eliminated as they only monitored one credit bureau, didn't provide daily updates or simply because their offer did not have any value compared to the credit monitoring companies we have shown. One bureau credit monitoring will not offer you much fraud protection as it will only notify you if the credit fraud was committed through that particular bureau.

We did, however, include the Family Secure monitoring plan from Experian as they are the only credit monitoring service that helps protect your child's identity which is no small matter as these cases are increasing daily. We also included Triple Alert credit monitor, even though they don't provide you with your credit report to monitor, as it is a low cost option for people to start with or add on to their existing identity theft monitoring plan.

Credit Monitoring can be an excellent choice for identity theft protection especially if it is supplemented with the placement of a fraud alert. You can either do this yourself, or have Debix do it for you for only $24 per year. The same can also be said for those who are considering identity protection from LifeLock or TrustedID. Adding credit monitoring from Triple Alert at $4.95 per month will give you an added credit check.

Credit monitoring reviews will be provided soon. In the meantime you can visit these credit services to learn how they help you monitor your credit and good name. Additionally, a credit score monitoring comparison will be added to our website in the near future. This should help consumers looking for credit repair advice due to the downturn in our economy.

Stay safe, start monitoring your credit today.