Credit Monitoring Service Comparison

Looking for the best credit monitoring service? Look no further, we have done the research for you and have included only the best credit monitoring services. Identity Guard and IDPatrol from Equifax not only monitor your credit at all three bureaus but also provide additional identity theft protection services. Equifax Credit Watch Gold with Score Power and Chase credit monitoring are great options for those looking for daily 3 bureau credit monitoring while at the same time keeping an eye on their credit score. Of course, Identity Guard does this as well and is in our opinion the best overall identity protection. Compare you credit monitoring options below.

Comparison Chart Identity Guard IDPatrol Equifax Chase Credit Monitoring
Daily 3 Bureau Credit Monitoring 3 Bureau Credit Monitoring 3 Bureau Credit Monitoring 3 Bureau Credit Monitoring 3 Bureau Credit Monitoring
3 Bureau Credit report Quarterly Credit Reports
Quarterly
Free Credit Report Free Credit Report
Yearly
Unlimited Equifax
Free Credit Report
Credit Score Quarterly 3 Bureau Credit Score   Equifax FICO Score
Score Power Option
Monthly Credit Score 3 Bureau
Credit Score Simulator Quarterly 3 Bureau Credit Score   FICO Score
Score Power Option
 
Insurance $20,000 backed by Travelers Casualty and Surety $20,000 backed by Travelers Casualty and Surety $20,000 backed by Travelers Casualty and Surety $100,000 backed by Travelers Casualty and Surety
Lost wages covered identity theft insurance identity theft insurance identity insurance identity theft insurance
Fraud Resolution Assistance Identity Theft Restoration Identity Restoration Identity Theft Specialists Identity Theft Recovery Services
Monitors Internet Black Market Various other Databases as well Yes    
Zone Alarm Internet Security Suite Included Zone Alarm Identity Protection      
Lost Wallet Protection Lost Wallet Protection      
Quick Rating Best Overall Identity Theft Protection plus has Credit Score Option Very Good Identity Theft Protection Very Good Credit Monitoring and Credit Score Option Very Good Credit Monitoring with Credit Score
Enroll Now Identity Guard
$14.99/m
30 Days
Free

 
Identity Guard
$11.99/m
2nd Month
Free*
ID Patrol
$14.95/m
30 Days
Free
Equifax Credit Watch $12.95/m
 
Equifax ScorePower $14.95/m
30 Days
Free
Triple Alert $11.99/m 30 Days Free

* Please Note: Identity Guard Extra Caution ($11.99/month 2nd Month Free) does not include Zone Alarm Internet Security Suite and only provides Yearly Credit Reports. Identity Guard Total Protection ($14.99/month 30 Days Free) includes other services not listed above. Please see our Identity Guard review for more information.

Yes, there are many other credit monitoring services, including other offers from the credit agencies themselves such as Equifax and Transunion, but many were eliminated as they only monitored one credit bureau, didn't provide daily updates or simply because their offer did not have any value compared to the credit monitoring companies we have shown. One bureau credit monitoring will not offer you much fraud protection as it will only notify you if the credit fraud was committed through that particular bureau.

Credit Monitoring can be an excellent choice for identity theft protection especially if it is supplemented with the placement of a fraud alert. You can either do this yourself, or have Debix do it for you for only $24 per year. The same can also be said for those who are considering identity protection from LifeLock or TrustedID in that they may want to consider adding a credit monitoring service.

Credit monitoring reviews will be provided soon. In the meantime you can visit these credit services to learn how they help you monitor your credit and good name. Additionally, a credit score monitoring comparison will be added to our website in the near future. This should help consumers looking for credit repair advice due to the downturn in our economy.

Stay safe, start monitoring your credit today.