Compare Identity Theft Protection Services from LifeLock, TrustedID, Debix, Identity Guard and IDWatchdog

Credit Monitoring Service Comparison

Looking for the best credit monitoring service?

Look no further, we have done the research for you and have included only the best credit monitoring services. Identity Guard, Protect My Id from Experian and IDPatrol from Equifax not only monitor your credit at all three bureaus but also provide additional identity theft protection services. Equifax Credit Watch Gold with Score Power and Identity Guard Extra Caution are great options for those looking for daily 3 bureau credit monitoring while at the same time keeping an eye on their credit score. Of course, Identity Guard Total Protection does this as well and is in our opinion the best overall identity protection. Compare you credit monitoring options below.

Comparison Chart Identity Guard IDPatrol Equifax
Daily 3 Bureau Credit Monitoring 3 Bureau Credit Monitoring 3 Bureau Credit Monitoring 3 Bureau Credit Monitoring 3 Bureau Credit Monitoring
3 Bureau Credit report Quarterly Credit Reports
Quarterly
Free Credit Report
Yearly
Free Credit Report
Yearly
Plus Unlimited Equifax
 
Credit Score Quarterly 3 Bureau Credit Score
Quarterly
  Equifax FICO Score
Score Power Option
 
Credit Score Simulator Quarterly 3 Bureau Credit Score   FICO Score
Score Power Option
 
Insurance $1,000,000 backed by AIG $1,000,000 backed by AIG $1,000,000 backed by AIG $1,000,000 Guarantee by Experian
Lost wages covered identity theft insurance identity theft insurance identity insurance identity theft insurance
Fraud Resolution Assistance Identity Theft Restoration Identity Restoration Identity Theft Specialists Identity Theft Recovery Services
Monitors Internet Black Market Various other Databases as well Yes   Yes
Zone Alarm Internet Security Suite Zone Alarm Identity Protection      
Lost Wallet Protection Lost Wallet Protection     Yes
Quick Rating Best Overall Identity Theft Protection Good Identity Theft Protection Good Credit Monitoring and Credit Score Option Good Protection and Great Price
Enroll Now Identity Guard
$14.99/m
30 Days
Free
ID Patrol
$14.95/m
30 Days
Free
Equifax Credit Watch $12.95/m
 
Equifax ScorePower $14.95/m
30 Days
Free
Protect My ID $1 First Month $9.95/m

* Please Note:Identity Guard Total Protection includes other services not listed above. Please see our Identity Guard review for full information.

Yes, there are many other credit monitoring services, including other offers from the credit agencies themselves such as Experian, Equifax and Transunion but many were eliminated as they only monitored one credit bureau, didn’t provide daily updates or simply because their offer did not have any value compared to the credit monitoring companies we have shown. One bureau credit monitoring will not offer you much fraud protection as it will only notify you if the credit fraud was committed through that particular bureau.

Credit Monitoring can be an good choice for identity theft protection and a great choice if it is supplemented with the placement of a fraud alert or credit freeze. You can either do this yourself, or have this done by an identity theft protection company. The same can also be said for those who are considering identity protection from LifeLock or another identity protection service in that they may want to consider adding a credit monitoring service. Triple Alert from Experian would make a good addition in that case as it monitors all three credit bureaus daily for only $4.95 per month.

Credit monitoring reviews of each particular service will be provided soon. In the meantime you can visit these credit services to learn how they help you monitor your credit and protect your good name. Additionally, a credit score monitoring comparison will be added to our website in the near future. This should help consumers looking to improve their credit score due to the downturn in our economy.

Stay safe, start monitoring your credit today.