Identity Truth Review
Identity Truth – the company
Identity Truth is a relatively new company. It was founded in 2006. But, although it is new, it has worked hard to develop a solid reputation as the go-to company for early detection of activity by identity thieves. According to PC Magazine, CEO Steven D. Domenikos expects to see 200,000 registered members by year’s end. The service was also featured in the Washington Post and on MSNBC and Fox Business News. Identity Truth is based in Waltham, Massachusetts. It is backed by Argonaut Ventures and Stata Venture Partners.
IdentityTruth – the service
Unlike some of the other companies, IdentityTruth does not just watch for changes in your credit activity. The company looks for out of the ordinary activity related to any of your personal information, including your Social Security number, address and phone number.
Online Line of Defense
Identity Truth will check the Web, with special attention to channels often used by identity thieves, to make sure your personal information is not being shared of sold.
More Than a Credit Score
Instead of simply monitoring your credit, Identity Truth tracks your information and produces an Identity Health Score, which can give you a good idea of your likelihood of having your identity stolen. Then you can follow specific steps set out by Identity Truth in order to improve your score.
Timely Notice of Fraud
Identity Truth will send you an email if it finds any suspect or fraudulent activity related to your personal information. This is meant to work to prevent identity theft by stopping it at its earliest stages. To this end, you are not only notified of definite fraud but of any would-be fraud that is discovered by tracking suspicious activity, and the company will let you know when any personal information is leaked from an organization that you do business with, even if it doesn’t make the local or national news.
Free Fraud Alerts
If you tell IdentityTruth that you have concerns regarding the state of your personal credit information, the company will have each of the three credit bureaus add a fraud alert to your credit file. With this alert in place, any company that gets a request to open a new account with your information will have to contact you or otherwise verify that it is really you who asked that the account be set up.
Less Junk Mail
Identity Truth will put a stop to all those credit card offers you get in the mail. The company will let the credit bureaus know that you don’t wish to have your information distributed on their marketing lists, and those preapproved credit cards will quickly dry up. This will also help stop identity thieves since fewer individuals will be scanning and distributing your file.
Identity Truth – Guarantee
The company offers a couple of important point that let you know that it stands by its service. The first is that it will work with you if you become the victim of identity theft while using the service – and even potentially if you are not yet using the service. Identity Truth will serve as the connection between you and the credit bureaus to fix your credit reports and accounts as quickly and easily as possible.
Additionally, the service includes insurance of up to two million dollars for any costs you incur while restoring your identity, including direct charges, such as fees from financial institutions, and more indirect expenses like wages lost due to time needed for court dates, etc. This insurance is backed by AIG Companies.
IdentityTruth – Customer Service
The company offers a team of experts who can help you with any problems you may have in restoring your identity and is ready to answer questions about the service. You can give Identity Truth a call toll-free at 1-800-684-1336, weekdays from 8:00 a.m. to 8:00 p.m. ET, or send an information request by email to support@identitytruth.com. The local (Massachusetts) phone number is 781-684-1300.
Identity Truth – How is it different?
One of the special services that this company offers is called On Demand service. When you purchase this service, Identity Truth will analyze your Identity Health Score, search for and inform you of any fraudulent activity or potential fraudulent activity on your accounts or in regards to you personal information, let you know of any companies you do business with that have been compromised, notify you of any atypical activity on your credit accounts, and most importantly, give you advice on how to protect yourself before identity theft happens to you. Their hook is to be proactive, not reactive.
Identity Truth – Pricing
The complete Identity Truth monitoring service, known as the premium service, can be purchased in a three different packages. The monthly rate for three months is just $9.99 per month, or you can save some money by signing up for the entire year at $99.99 or three years at $229.99.
The company also offers a free 7 day trial period. With this trial, you will get your Identity Health Score, notification of unexplained changes to your credit, information on leaks within companies you do business with and advice on how to proceed and protect yourself.
Get Proactive Today
You can register for Identity Truth service right now by clicking here. Best to protect your information now before you need to than to have your credit and your life upended and have to contact IdentityTruth then to help you pick up the pieces.
