Compare Identity Theft Protection Services from LifeLock, TrustedID, Debix, Identity Guard and IDWatchdog

LifeLock Review

Is LifeLock the Best?

Our Unbiased LifeLock Review will Reveal All

LifeLock Review – The Company

To be the most successful company in any industry you need to market well and LifeLock has a marketing campaign second to none. Led by CEO Todd Davis, who has proudly shown off his Social Security number on national T.V., newspapers and radio ads, LifeLock has created a buzz about their company. How can anyone be so stupid to give out their SSN to the general public? Isn’t he just asking for trouble? Well, we certainly wouldn’t recommend that anyone else do it regardless of how well they are protected.

Todd Davis on the other hand has a lot to gain and there is no doubt he believes in the protection that LifeLock offers. Is there a better way to instill confidence in consumers. If there is we can’t think of it. Davis put his name and money where his mouth is and the campaign has been a great success with LifeLock helping to protect over 1,000,000 customers.

LifeLock has been one of the fastest growing companies in the US and has been nominated for multiple American Business Awards, including Best New Company, Best New Product/Service, and recently Best Overall Company. They also won Red Herring 200 which is an award reserved for the 200 most innovative and promising private firms in the U.S. and Canada and were named to the Top Global Company 250 list by AlwaysOn.

LifeLock is well backed financially with premier investment firms Goldman Sachs Inc., Kleiner Perkins Caufield & Byers, and Bessemer Venture Partners providing the initial cash flow ($31.5 million) and stability that every company needs. In 2009 LifeLock raised another $40 million from a group that included their newest partner Symantec, makers of the popular Norton Internet Security Suite.

How does LifeLock work and is it worth it?

LifeLock’s Identity Alert™ system provides you broader identity coverage, greater control, and early notification of potential identity threats. The system monitors 100’s of databases and millions of data records including retailers, banks, mortgage lenders, utilities and auto lenders. LifeLock alerts you by email, regular mail, and/or phone whenever their system detects your personal information being used to apply for many forms of credit cards, wireless services, retail credit, utilities, check orders/reorders, mortgage loans, auto loans, and non-credit related payday loans. If the application is fraudulent, their remediation team will take action to help restore your good name.

The Identity Alert system is an effective identity protection service as it is proactive rather than reactive in that it provides deep forensic analysis of the entire credit network to both help predict future risk and identify vulnerable members before their identity is stolen.. This differs greatly from credit monitoring which only informs you that someone has used your credit and then leaves you the emotionally draining and costly task of restoring your credit and clearing your name. Are you confident that you could handle the fallout, stress and anxiety that would result from an identity theft situation? Personally, we would never want to find out.

LifeLock Benefits and $1,000,000 Total Service Guarantee

Every year Lifelock removes you from pre-approved credit card offers, which are a known source of identity fraud, and from junkmail lists. They immediately order your free annual credit report and do so every year so you can check for potential problems or discrepancies at all three bureaus. They also have a value added feature called WalletLock that, in the event that you lose your wallet or purse, will allow you to place one phone call to LifeLock and have a representative help you cancel your accounts and replace all your identification. This saves your valuable time and reduces your stress, especially when this happens while your in another country. WalletLock covers credit and debit cards, Social Security cards, driver’s licenses, insurance cards, checkbooks, and even traveler’s checks.

In 2008 LifeLock added two new services, eRecon and TrueAddress.

Erecon scans the black market internet, some 10,000 illegal websites, for your private information such as your Social Security number, credit card number, driver’s license and email address, if provided, and lets you know if anyone is selling, using or attempting to steal them. An important service since millions of Social Security numbers and credit cards are traded or sold online every year and even things like bank account numbers and passwords are readily available on these illegal websites.

TrueAddress scans various address databases nationwide and alerts you if a criminal has changed your address, a common practice employed by identity thieves to steal your mail and obtain your financial information.

The meat and bones behind the package is LifeLock’s one million dollar total service guarantee which they pioneered. As a LifeLock member, if you become a victim of identity theft because of a failure in their service, they’ll help fix it at their expense, up to $1,000,000. (Restrictions apply. See lifelock.com for details). LifeLock promises to do whatever it takes to recover your good name and will spend up to $1,000,000 on attorneys, accountants, case managers, investigators, or whatever professionals you need to accomplish this. Unlike other services where you hire these professionals yourself, do the leg work and the company “assists” you in cleaning up the mess, LifeLock is, once again, proactive and takes the steps necessary to help you recover.

It is important to note that the LifeLock $1,000,000 total service guarantee, as with any identity insurance as well, only applies to new cases of identity theft. Existing identity theft victims will not be covered and in fact won’t be able to get identity insurance coverage for that case from anyone else either. This is why it is important to have a total service guarantee or identity insurance coverage in place before some low life criminal ruins your good name or steals your hard earned money and your most precious possession… Your Identity.

Start protect yourself now by visiting LifeLock.com. You will not only save money this year but every year you remain a member with our discount. To learn more about their services first just continue reading our LifeLock review.

LifeLock’s other Strengths

LifeLock also has some other strengths that set them apart from their competitors. LifeLock is ISO 27001 certified which means they have very strict security procedures at company headquarters in Tempe, Arizona. In fact this is top of the line security which very few companies have since it’s an extremely hard designation to earn. LifeLock was the first ISO Certified company in the identity theft industry and remains one of the only ones to earn this prestigious designation.

LifeLock also has the best identity protection for children. Life Lock helps protect children for $25 a year ($22.50 with our LifeLock discount) but only to age 15 after which the adult rate applies. They do this by requesting a credit report which should come back not on file. LifeLock will then confirm every 90 days that that no credit report exists. If your child has a valid credit report, LifeLock will place fraud alerts on your child’s file. LifeLock will also request that a notation be placed on the report indicating that there should not be any activity on the file because the child is a minor. In addition, LifeLock orders a copy of your child’s work history from Social Security Administration to confirm that your child’s social security number is not being used fraudulently.

Life Lock Customer Service

LifeLocks customer service has been reviewed by Identity Theft Labs and has been found to be excellent. They are polite, knowledgeable, and readily available to assist you. LifeLock is now open 24 hours a day, 7 days a week and they’re American based in Tempe, Arizona. If you would like to order LifeLock over the phone you can call 1(877)- Lifeloc and use promotion code BestOffer. You will not only save money this year but every year you remain a member plus you will get 30 days free*. It is very reassuring, and rare in todays new world, to know that if there ever was a problem, regardless of the day or time, you can reach out and touch a well trained fellow American to help you with your situation.

LifeLock Promotion Code

IdentityTheftLabs.com has been informing Americans of the danger of identity theft and anyone who has been learning from us knows that the number of Americans who have had their private and personal information compromised is staggering, over 217,000,000 in three years resulting in 10 million identity theft victims every year.

Identity theft is easy to get away with and lucrative which is why identity theft rings are growing fast, and organized crime from the different mafias to the bikers have thrown their hat in the ring. Identity theft was very difficult to stop until now.

LifeLock identity theft protection and the Identity Alert system they employ is one of the best ways to protect yourself from identity theft and it is also very affordable. They advertise that Protection costs $10 per month but by using the link below (or Lifelock promotion code “BestOffer” on phone in orders) you can pay only $99 per year, a $21 saving off the monthly rate and an $11 saving off their yearly rate found at Lifelock.com. Plus you will receive the first 30 days free*. There is no better offer on the market. Our Lifelock promotion is always the best. Always.

The best part is that Lifelock guarantees this special rate for you in subsequent years if you use our LifeLock promotion code. Take advantage of LifeLocks special pricing while this lasts and protect yourself and your loved ones before its too late. It’s not only the peace of mind a $1,000,000 total service guarantee provides, its proactive protection that will guarantee your good name and standing from being tarnished in the first place. Be safe, be proactive now.

Protect Your Family Now with LifeLock. Promotion code automatically applied.

*At the end of the 30 day free period your card will be billed automatically ($9 monthly/$99 annually), depending on the payment plan you choose, unless you cancel, which you can do anytime without penalty by calling 1-800-LifeLock. Offer is for new LifeLock members only.