The Guard Dog ID package of identity theft services is designed to help prevent identity theft from happening, provide quick notification of identity theft attacks so they can be stopped or minimized, and to assist members who do become victimized. The designers of the plan understand, as we have been preaching for a long time, that sometimes – despite the best laid plans – identity theft still happens. Yes, that’s right, there is no such thing as full proof identity theft protection. But, with Guard Dog identity protection in place, it’s far less likely to happen to you and if it does it’s likely to be a small bump in the road rather than a life altering experience.
Please Note: Guard Dog ID has been purchased by another company and until everything sorts itself out we are no longer recommending this service. We will update our review and recommendation upon receiving details of this purchase. In the meantime please check out LifeLock and Trusted ID
Guard Dog ID Services
Guard Dog ID is not just one service, but instead, a complete suite of protection services designed to cover all the bases. When you choose to sign up for the signature plan, known as the Advanced Plan, you have a very comprehensive baseline identity protection service from which you can add on extra levels of protection namely credit monitoring, credit reports, payday loan monitoring and even credit scores. The Advanced Plan includes the following packages:
Online Protection and Identity Scanning
Guard Dog monitors thousands of databases to see if anyone is using your personal information under an alias. For example, an individual may be using a fake ID with his or her name but your Social Security number or someone may be using a slight variation of your name and your personally identifiable information. It essentially checks these data sources to see if there are any signs of identity theft.
With Net Deflect, you’re guarded against thieves selling your information over the Web using underground sites, chat rooms and bulletin boards. If you watched the NBC Dateline video on our homepage then you know these illegal websites are a huge problem.
With Court Records Search, Guard Dog ID looks to see if a thief is using your personal information to commit crimes by searching records of criminal actions. You’ll get a report each month if anything is found.
SSIndicator is another important service as it checks to see if anyone is using your Social Security number illegally. One way it does this is by checking the address associated with your Social Security number to see if any address changes are associated with it.
Speaking of address changes, SureAddress checks postal records to see if your mail is being forwarded without your knowledge or any other address change requests have been filed with this institution.
Address changes for both mail and Social Security numbers are a key way that identity thieves work without being caught.
You can also enjoy WalletGuard, which can save you time, hassle and potentially money if your wallet or purse is stolen or lost. Guard Dog ID will help you cancel your credit cards, put fraud alerts on your credit reports and have your credit monitored to ensure you are as safe as possible. You can even consult with a representative about additional actions you should take.
Identity Theft Insurance and Restoration
Up to $1 million in insurance, with no deductible, can be used if a person under the coverage of the plan loses wages, incurs covered expenses or has funds transferred illegally as a result of identity theft. This insurance policy is offered by Personal Identity Coverage. Each victim will also receive a written guide and have the assistance of trained customer service specialists.
Identity Restoration is another invaluable service for people who are victimized while under the coverage of the plan as it takes a lot of the hard work out of restoring your identity. Guard Dog ID Restoration Specialists will consult with the victim about exactly what happened and what information was compromised and then contact the proper parties, including the credit bureaus, creditors, financial institutions and law enforcement to sort out the situation and restore your identity. One Restoration Specialist per individual is assigned so you will have a single case manager who knows every detail about your situation and always works on your behalf.
Add Credit Monitoring
If you choose the Premium or Superior plan, you can also take advantage of on-demand credit reports, credit monitoring, credit scores and payday loan tracking, which lets you know if a criminal has applied for a payday loan using your information. Premium members get reports and monitoring from Equifax only. Superior members can take advantage of information from all three credit bureaus providing truly best of breed identity protection.
Customer Service
Trained American agents are available to answer your questions from 9am to 8pm EST or if you prefer you can get information via email by submitting an online inquiry any time of day or night and get regular updates on its status.
Members can also submit an online support inquiry 24/7 so even if an identity theft situation arises outside of normal business hours you can still submit the information electronically and it will be forwarded to a Restoration Specialist who will begin working on your case. The Restoration Specialist will call or arrange a call with you where appropriate.
Pricing
Guard Dog ID allows you to enroll month by month or for an entire year at a time. If you sign up for a year, you get 10% off. The Advanced plan, which provides all services except those listed under additional coverage, costs $9.95 per month without the discount. A Premium plan costs $14.95 per month and a Superior plan costs $19.95 per month. When you register you can get a reduced rate if you sign up your spouse as well.
Just click the link below which will take you to Guard Dog’s secure site and then click the enroll now button.